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How Long Is a DVC Contract? A Comprehensive Guide

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If you’re a Disney freak like me or looking into your choices for timeshare, you probably have arrived across the Disney Vacation Club (DVC). It is a points-based timeshare vacation program that enables members to stay at any of the Disney resorts worldwide. “How long is a DVC contract” ranks up there as one of the most asked questions from potential members. Knowing the duration, terms, and implications of an expired contract will help you make a well-informed decision. This overview will take you on a sweeping tour of every aspect that defines the contract length for owning DVC vs other timeshare alternatives.



What is a Disney Vacation Club (DVC) Contract?


A Disney Vacation Club (DVC) contract is a type of timeshare where members receive points to reserve stays at Disney resorts. Traditional timeshares, which generally offer the right to use a specific unit during only one set week per year, may be an option. The DVC program is different; it uses points based on several categories such as region and time of year that provide more options for the guest when compared to traditional rules regarding room size or how long a stay can last.



Basic components of a DVC agreement are:



  • Home Resort: This is the resort from which you originally purchase your DVC points. This in turn will give you not only priority booking at your preferred location but also the highest remuneration of all.

  • Points Based Allocation: Members receive a specific set of points per annum, which they can use to make accommodation reservations. Points needed will vary resort by resort, room type, and season.

  • What Is the Contract Term: The contract will indicate how long you own, which is a provision that explains when your points expire.


By understanding these basics, you will understand how DVC is supposed to work for your timeshare agreement.

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Typical Length of a DVC Contract: How Many Years?


The length of a DVC contract varies depending on the specific resort you choose. Most DVC contracts are set for 50 years from the date the resort opens or the contract is purchased. However, some resorts offer shorter contracts, especially if they were among the first to be established.



Here’s a general overview of typical contract lengths:



  • 50-Year Contracts: Most Disney resorts offer 50-year contracts. For example, if you purchased a contract in 2024 for a resort that opened in 2020, the contract would last until 2070.

  • 30-40 Year Contracts: Older DVC resorts, like Disney’s Old Key West Resort, initially offered contracts that were closer to 30-40 years. These are now nearing expiration.


Knowing the duration of your contract can help you plan for future vacations and understand your long-term commitment.



How Does the Expiration Date Affect a DVC Contract?


The expiration date of a DVC contract plays a significant role in the value and usability of the contract. Once a DVC contract expires, the rights to use the points and stay at Disney resorts cease, and ownership reverts to Disney.



Key impacts of the expiration date include:



  • Resale Value: As the expiration date approaches, the resale value of a DVC contract may decline, especially if only a few years remain.

  • Planning Limitations: Knowing the expiration date helps members plan vacations accordingly, especially if you have a limited window to use your points.

  • Diminished Perks: Some perks and benefits associated with DVC membership may not be extended as contracts near expiration.


Understanding how the expiration date impacts your contract helps you manage your points and plan vacations without surprises.

Understanding the End Date for Different DVC Resorts


Each DVC resort has a unique end date tied to the original opening date or the time of the contract’s establishment. Here’s a quick look at some popular resorts and their contract expiration dates:



  • Disney’s Old Key West Resort: 2042 (original contracts) with extensions available until 2057.

  • Disney’s Beach Club Villas: 2042.

  • Disney’s BoardWalk Villas: 2042.

  • Disney’s Animal Kingdom Villas: 2057.

  • Disney’s Riviera Resort: 2070.


Knowing the end date of your chosen resort can influence your decision, especially if you’re looking for long-term vacation planning.



Can You Extend or Renew a DVC Contract?


It is also possible on a case-by-case basis that some DVC members may have offers to extend and renew their contracts. Of course, this is subject to the current policies of Disney as well, so it will vary depending on which resort you choose. With resorts, not all of them offer extensions, and the terms are different with each property.



Extensions:


For example, Disney allowed Old Key West owners to extend usage by 15 years from their original expiration date of 2042.



Renewable:


At this time, there is no set process for renewal of DVC contracts upon expiration. Expiration dates may prompt Disney to launch new purchase opportunities or promotions as well.


Knowing how extension and renewal options operate can affect whether you hold or liquidate your DVC contract.

What Happens When a DVC Contract Expires?


When a DVC contract expires, several key things happen:



  • Loss of Points: Members lose access to their annual points allocation, as the contract no longer grants usage rights.

  • No Financial Recourse: Once the contract expires, members are not entitled to any financial compensation or refunds from Disney.

  • Reversion to Disney: Ownership of the property reverts back to Disney, and the company may decide to renovate, resell, or convert the property to other uses.


Planning for the end of your contract is essential, especially if you rely on DVC points for annual vacations.



Comparing the Length of DVC Contracts to Other Timeshare Options


DVC contracts are often compared to other traditional timeshare options, and the differences can be significant:



  • DVC (50 Years Typical): Offers a longer contract duration than many standard timeshares, which are often 20-30 years.

  • Points-Based System: DVC’s points system provides more flexibility compared to the fixed-week model of many timeshares.

  • Resale Value: DVC contracts can maintain higher resale value due to the popularity of Disney resorts, though this value decreases as expiration approaches.


If you’re considering different timeshare models, the length and terms of a DVC contract can offer advantages in terms of flexibility and long-term planning.

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Legal Considerations for the Length of a DVC Contract


There are legal factors to keep in mind when it comes to the length of a DVC contract:



  • Deeded Ownership: DVC contracts usually come with a deed, meaning it is yours until the contract has run out. That said, this all ends at an expiration date.

  • Location Regulations: There are a number of states which have involved regulations for timeshare sales, including regulation that may dictate expiration dates be disclosed to consumers.

  • Resale Agreements: For those purchasing a DVC contract via resale, make sure the effective end date and terms of ownership are clearly defined.


Without a legal perspective, it is difficult to understand either what you are buying as an owner or the limits on your DVC ownership. Simply stated, there is no way around these general requirements for anyone considering purchasing into Disney Vacation Club!



Tips for Managing Your DVC Contract as It Nears Expiration


Proactive management as your DVC contract nears conclusion can maximize benefits for you:



  • Strategize Point Usage: Coordinate and plan vacations long prior to the end of a contract in order to exhaust any points that are left.

  • Sell: If you have a few years remaining on your contract, do yourself a favor and sell while the resale is still decent.

  • Consider Extensions: Does Disney even offer an extension program and is this convenient to your vacation plans and financial goals?

  • The Ultimate Timeshare Exit Solution: More than Ever! – Get Wise Seek Professional Consultation—speak with a specialist of your timeshares, or an authorized consultant to help you best when expiration date looms near.


Not only can managing your contract properly allow you to get the most out of a DVC investment, it can even help at the end.

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Julie Evenson

Julie Evenson is an experienced real estate professional and timeshare cancellation expert. She has been in the real estate industry for over 15 years, and has been writing about timeshare cancellation for the past five years. Her specialty is helping individuals and families understand their rights and find the best solution for their timeshare cancellation needs. Julie is passionate about helping people understand the complexities of timeshare cancellation, and enjoys writing about it in an easy to understand way. In her free time, Julie enjoys spending time with her family and friends, traveling, and exploring new cultures.